Medical Insurance


As a member of the Hibernians you are entitled to health insurance from Southern Cross at a discounted rate.

Having health insurance gives you the peace of mind that you can get access to qualifying treatment when you need it.

There are plenty of reasons to choose Southern Cross

Care for your whole family
You only pay for the first two children (under 21 years) on your policy* – the rest are free!

Member discounts
All Southern Cross members can save money on everyday health products and services at OPSM and Lumino.  They also qualify for discounted TravelCare from Southern Cross Travel Insurance and pet insurance from Southern Cross Pet Insurance.  Visit to view all offers from Southern Cross partners.

Online management
‘My Southern Cross’ is a secure, online service for members where you can manage your policy whenever and wherever it suits you.  You can claim online and track its progress, apply for prior approval, receive policy information online and view and update your membership details.

Easier claiming
Southern Cross Health Society Easy-claim is a convenient way to claim at the time of purchase without completing a claim form.  You can present your Member card when you are purchasing eligible healthcare products and services at registered providers (pharmacies, dentists, optometrists, physiotherapists and audiologists).  If your plan covers the product or service and it qualifies, we’ll take care of the rest.

Affiliated providers
An Affiliated Provider is a doctor, specialist or medical facility that is contracted to provide Southern Cross members with certain healthcare services at agreed prices.  When you visit an Affiliated Provider for a contracted service, they’ll organise prior approval and claim on your behalf.**  Agreed prices mean you know up-front how much your contribution will be (if any).

Assistance with ACC reviews
Southern Cross can help you with your claim review if ACC declines to cover your accidental injury claims.  In 2013, 170 members were successful with their ACC claim reviews.

How to join
Give us a call on 0800 GET COVER (468 268) or email

For more information visit our website

* Conditions apply.  A child can only be insured as a dependant on their parent’s policy.

**  Not all services provided by Affiliated Providers are contracted services.  For non-contracted services, members will need to pay for the service and claim in the normal way.